FINANCIAL RISK

Financial Risk is inherent in any business operation and good risk management is essential if you’re going to run your business at optimal efficiency. Financial risk has the most immediate impact on your cash flows and bottom line. Anything that relates to money flowing in and out of the business is a financial risk.


VLP places financial risk into one of four categories:

Credit Risk

Interest Rate Risk

Currency Risk

Liquidity Risk


As with each VLP client, our process is tailored to what the business does, what market it operates in, and the level of risk it is prepared to accept.


Understanding such things as

debt, liquidity, foreign exchange exposure, interest rate risk, and commodity price vulnerability

allows us see the impact these have on a company’s overall RMI.


Once identified, VLP quantifies the risks by developing a RMQ model which measures a company’s exposure to various financial risk factors. This model is then used to determine how the business takes action via the RMM. Can you live with the risk exposure? Do you need to mitigate it or hedge against it in some way?